Why get prequalified for a home loan before beginning your search for a new home?

One of the most important facets of successfully purchasing a home, is the financing. Unless you are paying cash, financing will often make or break your real estate transaction. With this in mind, we recommend that you begin your loan process before actually going out and looking at properties.

By getting prequalified you will ensure three things:

1. You will know exactly what price range you should be looking in.  As a Buyer you never want to fall in love with a home, that you are not comfortable with the payment.

2. Know what price you can pay for a home so you have “Buying Power”.

3. You will ensure a smooth and easy escrow process.

 

Purchasing a home can often times be quite stressful, organizing your financing will help alleviate some of that unnecessary stress.

 

If you don’t already have a lender you can contact

Cary Pearce with Flagstar Bank at 951-256-3715. 

 

 

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